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  Holiday Closing
Spencer Savings Bank will be closed Tuesday, November 11th in observance of Veterans' Day. Read Full Message

Help For U.S. Gov’t Employees Affected by Shutdown

Our customers’ financial well-being is our top priority. We are currently offering assistance to customers who are U.S. government employees facing hardship due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. Please contact our Customer Service Center team at (800) 363-8115 for assistance.

Commercial Lending

$1 Billion in Loans and Growing

Commercial Lending

Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

  • Financing for Properties in NJ, NYC and PA
  • Loan Amounts Up to $10 Million
  • Experienced Team
  • Efficient Closing
  • Local Approvals

Commercial & Industrial Lending

  • Term Loans
  • Lines of Credit
  • Owner-Occupied Mortgages
  • Revolver-To-Term Loans
Contact Us Today!