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  Inclement Weather Closure
Spencer Savings Bank will be closing at 4:00pm on December 26th and closed on December 27th due to inclement weather. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Commercial Lending

$1 Billion in Loans and Growing

Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

  • Financing for Properties in NJ, NYC and PA
  • Loan Amounts Up to $10 Million
  • Experienced Team
  • Efficient Closing
  • Local Approvals

Commercial & Industrial Lending

  • Term Loans
  • Lines of Credit
  • Owner-Occupied Mortgages
  • Revolver-To-Term Loans
Contact Us Today!