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  Holiday Closing
Spencer Savings Bank will be closing at 3:00pm on December 24th and closed on December 25th in observance of Christmas Day. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Commercial Lending

$1 Billion in Loans and Growing

Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

  • Financing for Properties in NJ, NYC and PA
  • Loan Amounts Up to $10 Million
  • Experienced Team
  • Efficient Closing
  • Local Approvals

Commercial & Industrial Lending

  • Term Loans
  • Lines of Credit
  • Owner-Occupied Mortgages
  • Revolver-To-Term Loans
Contact Us Today!