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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Bridge Loan

As a business owner, you need capital to operate and grow your business. If you are looking for interim financing until your next stage of financing can be obtained, a bridge loan from Spencer may be just right for you. You can count on a quick closing while taking advantage of this short-term opportunity in order to secure long term financing. We offer financing for multi-family and commercial properties. Let Spencer help you bridge the gap!

We work with real estate owners and developers in New Jersey to provide bridge loans with financing up to $5 million and terms from 6 months to 12 months. Financing is available for multi-family, industrial, retail and mixed-use properties. Spencer offers competitive pricing, local decision-making and service excellence.

A Spencer commercial real estate lender can help explain the various financing options and help customize a bridge loan that’s right for you.

Contact Us Today

Dana Berlin

SVP/Director of CRE Lending 1-201-703-3807