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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Bridge Loan

As a business owner, you need capital to operate and grow your business. If you are looking for interim financing until your next stage of financing can be obtained, a bridge loan from Spencer may be just right for you. You can count on a quick closing while taking advantage of this short-term opportunity in order to secure long term financing. We offer financing for multi-family and commercial properties. Let Spencer help you bridge the gap!

We work with real estate owners and developers in New Jersey to provide bridge loans with financing up to $5 million and terms from 6 months to 12 months. Financing is available for multi-family, industrial, retail and mixed-use properties. Spencer offers competitive pricing, local decision-making and service excellence.

A Spencer commercial real estate lender can help explain the various financing options and help customize a bridge loan that’s right for you.

Contact Us Today

Michael Claisse

SVP & Director of CRE Lending 1-201-703-3800 ext. 8344

David DeNooyer

VP & Team Leader 1-201-703-3800 Ext. 8349