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Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Construction Loan

Starting a construction project can be a very significant undertaking. Take some weight off your shoulders by partnering with Spencer for a commercial construction loan. Spencer specializes in construction financing and will work with you to custom tailor your loan. Our lending expertise and local decision making translate into an expedient and hassle-free borrowing experience. We offer financing for multi-family properties. See just how easy it is to grow your business with Spencer!

We work with real estate developers in New Jersey to provide construction loans with financing amounts up to $15 million and terms from 6 months to 2 years. Financing is available for multi-family properties. Spencer offers competitive pricing, local decision-making and service excellence.

A Spencer commercial real estate lender can help explain the various financing options and help customize a construction loan that’s right for you.

Recently Closed Transactions
$7,300,000
29 Units/Apartment Bldg.
Construction Loan
Upper Manhattan, NY		 $2,500,000
13 Unit Retail/Apartment Bldg.
Construction Loan
Passaic, NJ		 $3,400,000
19 Units/Apartment Bldg.
Construction Loan
Hamilton, NJ		 $8,600,000
127 Units/Apartment Bldg.
Construction Loan
Philadelphia, PA
Contact Us Today

Dana Berlin

SVP/Director of CRE Lending 1-201-703-3807