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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Click on the link below to fill out our short internal application form. After completing the form you will be directed to Fountainhead’s website with more information. Internal Application

When completing the application, on the Fountainhead website, please indicate Spencer Savings Bank as the FastTrack Partner, and PaycheckProtectionProgram@SpencerSavings.com as the Referral Partner’s email address.

BusinessEdge® Express Line of Credit

Give your business access to liquid capital, fast. If you need a large or small business loan New Jersey trusts, our BusinessEdge® Express Line of Credit delivers powerful benefits, plus rapid decisions to get you what you need more quickly than ever before. Manage your seasonal cash flow and expand your buying power with the working capital you need to reach your goals. With competitive rates and dedicated local service, Spencer works hard to help your business grow with a business line of credit in NJ.

BusinessEdge® Express Line of Credit features:

  • Lines up to $250,000
  • Interest-Only Payments
  • Competitive Variable Interest Rates
  • Streamlined Annual Renewal Process
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

At Spencer, we work hard on NJ business loans to get your business ahead. So why wait? With the BusinessEdge® Express Line of Credit, you can count on fast, local decisions.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269