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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

BusinessEdge® Express Line of Credit

Give your business access to liquid capital, fast. If you need a large or small business loan New Jersey trusts, our BusinessEdge® Express Line of Credit delivers powerful benefits, plus rapid decisions to get you what you need more quickly than ever before. Manage your seasonal cash flow and expand your buying power with the working capital you need to reach your goals. With competitive rates and dedicated local service, Spencer works hard to help your business grow with a business line of credit in NJ.

BusinessEdge® Express Line of Credit features:

  • Lines up to $250,000
  • Interest-Only Payments
  • Competitive Variable Interest Rates
  • Streamlined Annual Renewal Process
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

At Spencer, we work hard on NJ business loans to get your business ahead. So why wait? With the BusinessEdge® Express Line of Credit, you can count on fast, local decisions.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269