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Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your online banking username, password, or PIN via text, email, or phone.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115.

Small Business Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we offer Small Business Term Loans. Not only do you get the funds you need to make that critical machinery or equipment purchase, you get our commitment to delivering local decisions faster than ever before – because in business, express matters.

Small Business Term Loan features:

  • Loan Amounts up to $1 Million
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • Terms up to 5 Years
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our Small Business Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827