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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Cash Reserve

Manage your cash flow better than ever before. With BusinessEdge® Express Cash Reserve, your business gets powerful overdraft protection for your BusinessEdge® Checking Account. An easy way to power up your short-term purchasing power, it provides the wiggle room you need to act on opportunity in real time. Plus, we deliver local decisions faster than ever before.

BusinessEdge® Express Cash Reserve features:

  • Loan Amounts From $2,000 – $25,000
  • Monthly Interest and Principal Payments
  • Great for Short Term Buying Power
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Make managing your money worry-free. With BusinessEdge® Express Cash Reserve, you get peace of mind and the support of a local business loan team, fast.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269