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  Important Information
Please be advised that the Hackensack Financial Center will be undergoing construction starting Tuesday, October 20th for approximately 2-3 days. During this time, the parking lot and drive-thru will be temporarily unavailable, although the branch will remain open and available to serve walk-in customers during normal business hours. Read Full Message

If you require the use of a drive up or a place to park, you may use our Saddle Brook II Office located at 140 Market Street, Saddle Brook, NJ 07663.

Small Business Line of Credit

Give your business access to liquid capital, fast. If you need a large or small business loan, our Small Business Line of Credit delivers powerful benefits, plus rapid decisions to get you what you need more quickly than ever before. Manage your seasonal cash flow and expand your buying power with the working capital you need to reach your goals. With competitive rates and dedicated local service, Spencer works hard to help your business grow with a business line of credit in NJ.

Small Business Line of Credit features:

  • Express Lines – Amounts Up To $100,000
  • Competitive Variable Interest Rates
  • Traditional Lines – $100,001 – $500,000
  • Interest – Only Payments
  • Local Decision Making
  • Streamlined Annual Renewal Process
  • Simplified Application
  • Fast Approval Turnarounds

At Spencer, we work hard on NJ business loans to get your business ahead. So why wait? Count on fast, local decisions from our experienced team of professionals.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827