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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Owner-Occupied Mortgage

Getting an Owner-Occupied Mortgage from Spencer opens the door for you to expand your business. Our team of seasoned loan professionals will work closely with you to develop the right funding solution to meet your needs. These mortgages are ideal for office buildings, manufacturing facilities and warehouses, accompanied by tenanted space.

Owner Occupied Mortgage features:

  • Loan Amounts up to $1.5 Million
  • Fixed Terms up to 15 Years
  • Purchases or Refinances
  • Competitive Variable Rate
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Why wait on a lending decision? With an Owner-Occupied Mortgage, you get answers quickly and locally from a bank that knows how important that is.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827