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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Click on the link below to fill out our short internal application form. After completing the form you will be directed to Fountainhead’s website with more information. Internal Application

When completing the application, on the Fountainhead website, please indicate Spencer Savings Bank as the FastTrack Partner, and PaycheckProtectionProgram@SpencerSavings.com as the Referral Partner’s email address.

Revolving Line of Credit

When it comes time to invest in small equipment or boost your working capital, you need a business lending partner that’s on your side. That’s why Spencer created the BusinessEdge® Express Revolving Line of Credit. Not only do you get access to funds to manage everyday business expenses; you get quick decisions from a business lending team that takes time to understand your goals – and then delivers real solutions, fast.

BusinessEdge® Express Revolving Line of Credit features:

  • Loan Amounts up to $250,000
  • Monthly Interest and Principal Payments
  • Great for Working Capital
  • Competitive Variable Rate
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Why wait on a lending decision? With a BusinessEdge® Express Revolving Line of Credit, you get answers quickly and locally from a bank that knows how important that is.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269