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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Revolving Line of Credit

When it comes time to invest in small equipment or boost your working capital, you need a business lending partner that’s on your side. That’s why Spencer created the BusinessEdge® Express Revolving Line of Credit. Not only do you get access to funds to manage everyday business expenses; you get quick decisions from a business lending team that takes time to understand your goals – and then delivers real solutions, fast.

BusinessEdge® Express Revolving Line of Credit features:

  • Loan Amounts up to $250,000
  • Monthly Interest and Principal Payments
  • Great for Working Capital
  • Competitive Variable Rate
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Why wait on a lending decision? With a BusinessEdge® Express Revolving Line of Credit, you get answers quickly and locally from a bank that knows how important that is.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269