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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Revolving Line of Credit

When it comes time to invest in small equipment or boost your working capital, you need a business lending partner that’s on your side. That’s why Spencer created the BusinessEdge® Express Revolving Line of Credit. Not only do you get access to funds to manage everyday business expenses; you get quick decisions from a business lending team that takes time to understand your goals – and then delivers real solutions, fast.

BusinessEdge® Express Revolving Line of Credit features:

  • Loan Amounts up to $250,000
  • Monthly Interest and Principal Payments
  • Great for Working Capital
  • Competitive Variable Rate
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Why wait on a lending decision? With a BusinessEdge® Express Revolving Line of Credit, you get answers quickly and locally from a bank that knows how important that is.

Inquire Now

Contact Us Today

Richard Vaill

VP & Business Development Officer Team Leader 1-973-699-5616