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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

Revolving Line of Credit

When it comes time to invest in small equipment or boost your working capital, you need a business lending partner that’s on your side. That’s why Spencer created the BusinessEdge® Express Revolving Line of Credit. Not only do you get access to funds to manage everyday business expenses; you get quick decisions from a business lending team that takes time to understand your goals – and then delivers real solutions, fast.

BusinessEdge® Express Revolving Line of Credit features:

  • Loan Amounts up to $250,000
  • Monthly Interest and Principal Payments
  • Great for Working Capital
  • Competitive Variable Rate
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Why wait on a lending decision? With a BusinessEdge® Express Revolving Line of Credit, you get answers quickly and locally from a bank that knows how important that is.

Inquire Now

Contact Us Today

Richard Vaill

VP & Business Development Officer Team Leader 1-973-699-5616