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  Holiday Closing
Spencer Savings Bank will be closed Tuesday, November 11th in observance of Veterans' Day. Read Full Message

Help For U.S. Gov’t Employees Affected by Shutdown

Our customers’ financial well-being is our top priority. We are currently offering assistance to customers who are U.S. government employees facing hardship due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. Please contact our Customer Service Center team at (800) 363-8115 for assistance.

Bridge Loan

As a business owner, you need capital to operate and grow your business. If you are looking for interim financing until your next stage of financing can be obtained, a bridge loan from Spencer may be just right for you. You can count on a quick closing while taking advantage of this short-term opportunity in order to secure long term financing. We offer financing for multi-family and commercial properties. Let Spencer help you bridge the gap!

We work with real estate owners and developers in New Jersey to provide bridge loans with financing up to $5 million and terms from 6 months to 12 months. Financing is available for multi-family, industrial, retail and mixed-use properties. Spencer offers competitive pricing, local decision-making and service excellence.

A Spencer commercial real estate lender can help explain the various financing options and help customize a bridge loan that’s right for you.

Contact Us Today

Dana Berlin

SVP/Director of CRE Lending 1-201-703-3807