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  Security Information
Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

New Jersey Consumer Checking

Our non-interest New Jersey Consumer Checking account, is perfect for your everyday banking needs. This account offers no minimum daily balance and a low monthly service charge.

New Jersey Consumer Checking Account features:

  • $50 Minimum Opening Deposit
  • $3 Monthly Service Charge
  • Free Online Banking
  • Free Bill Pay
  • Free ATM/Visa® Debit Card

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!