Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Kasasa Cash Back Checking

Kasasa Cash Back is a great account for someone that loves to shop and get paid for it. Earn cash back on debit card purchases — giving you a little something extra back in your pocket each month. To sweeten the deal, we will even refund some of your monthly ATM fees. It’s the smart account choice for the savvy shopper.

Cash Back

Kasasa Cash Back Checking features:

  • No Minimum Balance Requirements
  • ATM Fee Refunds (Monthly Limit of $25)
  • Free Online Banking & Bill Pay
  • $100 Minimum Opening Deposit
  • Free ATM/VISA® Check Card
  • Monthly eStatements
  • Earn Cash Back on Debit Card Purchases (Monthly Limit of $10)

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!

 

*If Kasasa Cash Back Checking account qualification requirements are met, the following will apply: (a) account holder will earn 5% cash back ($10 max per month) on debit card purchases that post and clear your account within one statement cycle and (b) nationwide ATM fees up to $25 monthly will be refunded. If you do not meet the qualification requirements for a statement cycle, your account will still function as a checking account; however, it will not receive cash back nor will ATM fees be refunded. No minimum account balance required, however, you must deposit a minimum of $100 to open this account. Available to personal account holders only. Rewards are variable and may change after account is opened. Fees may reduce earning on the account. To earn 5% cash back and ATM fee refunds, per statement cycle you must: (a) conduct 12 debit card transactions; (b) have one direct deposit or one automatic ACH debit; (c) establish and maintain a Spencer Online Banking relationship; and (d) elect to receive your monthly account statement electronically via Online Banking. ATM transactions do not qualify as debit card transactions. Cash back payments will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Available to individuals who live or work in NJ. Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. Click here for monthly qualification cycle information.