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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Spencer Checking

Our standard checking account, Spencer Checking, is perfect for your everyday banking needs. This personal checking account is ideal for someone looking for the basic tools to manage their money effectively.

Spencer Checking Account features:

  • Avoid the $5 Monthly Service Charge with $300 Daily Minimum Balance or Monthly Direct Deposit
  • $100 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/Visa® Debit Card

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!