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  Holiday Closing
Spencer Savings Bank will be closed Monday, October 14th in observance of Columbus Day. Read More

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Spencer Checking

Our standard checking account, Spencer Checking, is perfect for your everyday banking needs. This personal checking account is ideal for someone looking for the basic tools to manage their money effectively.

Spencer Checking Account features:

  • Avoid the $5 Monthly Service Charge with $300 Daily Minimum Balance or Monthly Direct Deposit
  • $100 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/Visa® Debit Card

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!