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Spencer Checking

Our standard free checking account, Spencer Checking, is perfect for your everyday banking needs. Featuring no monthly service charges, unlimited transactions and a minimum of $100 to open, this personal checking account is ideal for someone looking for the basic tools to manage their money effectively.

Spencer Free Checking Account features:

  • No Monthly Fee with a $300 minimum balance or a monthly direct deposit
  • $100 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card

Apply Now

Open Your Account Today

Apply online, visit your local branch, or call us at 1-800-363-8115 today!