Personal Free Checking Accounts in New Jersey

Telephone Banking
24/7 Account Access
1-877-402-2265
- Check Balances
- Check Account History
- Make Transfers between accounts
Customer Service Center
1-800-363-8115

Mon – Fri: 8am – 8pm
Sat: 8am – 2pm
ATM/Visa^® Debit Cards

Activate New Cards:
1-800-992-3808

Lost or Stolen Cards:
1-800-472-3272
Frequently Asked Questions
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Our standard checking account, Spencer Checking, is perfect for your everyday banking needs. This personal checking account is ideal for someone looking for the basic tools to manage their money effectively.

Spencer Checking Account features:

Avoid the $5 Monthly Service Charge with $300 Daily Minimum Balance or Monthly Direct Deposit
$100 Minimum Opening Deposit
Free Online Banking
Monthly eStatements
Free Bill Pay
Free ATM/Visa^® Debit Card

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!