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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Spencer Checking

Our standard checking account, Spencer Checking, is perfect for your everyday banking needs. This personal checking account is ideal for someone looking for the basic tools to manage their money effectively.

Spencer Checking Account features:

  • Avoid the $5 Monthly Service Charge with $300 Daily Minimum Balance or Monthly Direct Deposit
  • $100 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
Apply Now

Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!