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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Spencer Platinum Checking

Perfect for the person looking for a full-service personal checking account with all the extras. Spencer Platinum Checking offers you all the options of a free checking account with rewards like free Spencer Online with Bill Pay, while giving you a list of other great features like tiered interest rates that increase with your account balance.

Spencer Platinum Checking features:

  • Avoid the $15 Monthly Service Charge with a $2500 Daily Minimum Balance
  • $100 Minimum Opening Deposit
  • ATM Fee Refunds (Monthly Limit $16)
  • Tiered Interest Rates Based on Account Balance
  • Free Online Banking/Bill Pay
  • Premium CD Pricing (+0.25%)
  • Monthly eStatements
  • One Time Loan Application Fee Discount of $100
  • Safe Deposit Box (25% Discount)
Apply Now

Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!