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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Spencer Platinum Checking

Perfect for the person looking for a full-service personal checking account with all the extras. Spencer Platinum Checking offers you all the options of a free checking account with rewards like free Spencer Online with Bill Pay, while giving you a list of other great features like tiered interest rates that increase with your account balance.

Spencer Platinum Checking features:

  • $100 Minimum Opening Deposit
  • Premium CD Pricing (.25%)
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
  • Safe Deposit Box Discount (25%)
  • Tiered Interest Rates Based on Account Balance
  • Loan Discount ($100 one time fee waiver)
  • ATM Fee Refunds (monthly limit $16)

Apply Now

Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!