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  Holiday Closing
Spencer Savings Bank will be closed Monday, October 14th in observance of Columbus Day. Read More

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Spencer Platinum Checking

Perfect for the person looking for a full-service personal checking account with all the extras. Spencer Platinum Checking offers you all the options of a free checking account with rewards like free Spencer Online with Bill Pay, while giving you a list of other great features like tiered interest rates that increase with your account balance.

Spencer Platinum Checking features:

  • Avoid the $15 Monthly Service Charge with a $2500 Daily Minimum Balance
  • $100 Minimum Opening Deposit
  • ATM Fee Refunds (Monthly Limit $16)
  • Tiered Interest Rates Based on Account Balance
  • Free Online Banking/Bill Pay
  • Premium CD Pricing (+0.25%)
  • Monthly eStatements
  • One Time Loan Application Fee Discount of $100
  • Safe Deposit Box (25% Discount)

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!