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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Spencer Gold Checking

This personal checking account is perfect for anyone 55 years of age or older that wants all the advantages of our Spencer Checking account with the ability to earn interest and more. Enjoy the benefits of free basic style checks, discounts on safe deposit boxes and premium CD pricing.

Spencer Gold Checking features:

  • $100 Minimum Opening Deposit
  • $100 Daily Minimum Balance to Earn Interest
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/Visa® Debit Card
  • Free Basic Style Checks*
  • Safe Deposit Box (10% Discount)
  • Premium CD Pricing (+0.10%)

*Customer will be charged for delivery of checks.

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!