Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Spencer Platinum Checking

Perfect for the person looking for a full-service personal checking account with all the extras. Spencer Platinum Checking offers you all the options of a free checking account with rewards like free Spencer Online with Bill Pay, while giving you a list of other great features like tiered interest rates that increase with your account balance.

Spencer Platinum Checking features:

  • Avoid the $15 Monthly Service Charge with a $2500 Daily Minimum Balance
  • $100 Minimum Opening Deposit
  • ATM Fee Refunds (Monthly Limit $16)
  • Tiered Interest Rates Based on Account Balance
  • Free Online Banking/Bill Pay
  • Premium CD Pricing (+0.25%)
  • Monthly eStatements
  • One Time Loan Application Fee Discount of $100
  • Safe Deposit Box (25% Discount)

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!