Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

• Financing for Properties in NJ, NYC and PA
• Loan Amounts Up to $10 Million
• Experienced Team
• Efficient Closing
• Local Approvals

Commercial & Industrial Lending

• Term Loans
• Lines of Credit
• Owner-Occupied Mortgages
• Revolver-To-Term Loans