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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Commercial Lending

$1 Billion in Loans and Growing

Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

  • Financing for Properties in NJ, NYC and PA
  • Loan Amounts Up to $10 Million
  • Experienced Team
  • Efficient Closing
  • Local Approvals

Commercial & Industrial Lending

  • Term Loans
  • Lines of Credit
  • Owner-Occupied Mortgages
  • Revolver-To-Term Loans
Contact Us Today!