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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Commercial Lending

$1 Billion in Loans and Growing

Spencer is an active lender offering flexible financing solutions for property-owners and business operators. We are your full-service local bank, with commercial lending specialists who will help you secure the loan that’s right for you.

  • Financing for Properties in NJ, NYC and PA
  • Loan Amounts Up to $10 Million
  • Experienced Team
  • Efficient Closing
  • Local Approvals

Commercial & Industrial Lending

  • Term Loans
  • Lines of Credit
  • Owner-Occupied Mortgages
  • Revolver-To-Term Loans

Contact Us Today!