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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

BusinessEdge® Express Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we created the BusinessEdge® Express Term Loan. Not only do you get the funds you need to make that critical machinery or equipment purchase. You get our commitment to delivering local decisions faster than ever before – because in business, express matters.

BusinessEdge® Express Term Loan features:

  • Loan Amounts up to $250,000
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • 3 and 5 Year Terms Available
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our BusinessEdge® Express Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Richard Vaill

VP & Business Development Officer Team Leader 1-973-699-5616