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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

BusinessEdge® Express Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we created the BusinessEdge® Express Term Loan. Not only do you get the funds you need to make that critical machinery or equipment purchase. You get our commitment to delivering local decisions faster than ever before – because in business, express matters.

BusinessEdge® Express Term Loan features:

  • Loan Amounts up to $250,000
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • 3 and 5 Year Terms Available
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our BusinessEdge® Express Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Richard Vaill

VP & Business Development Officer Team Leader 1-973-699-5616