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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

BusinessEdge® Express Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we created the BusinessEdge® Express Term Loan. Not only do you get the funds you need to make that critical machinery or equipment purchase, you get our commitment to delivering local decisions faster than ever before – because in business, express matters.

BusinessEdge® Express Term Loan features:

  • Loan Amounts up to $250,000
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • 3 and 5 Year Terms Available
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our BusinessEdge® Express Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Richard Vaill

VP & Business Development Officer Team Leader 1-973-699-5616