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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

BusinessEdge® Express Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we created the BusinessEdge® Express Term Loan. Not only do you get the funds you need to make that critical machinery or equipment purchase. You get our commitment to delivering local decisions faster than ever before – because in business, express matters.

BusinessEdge® Express Term Loan features:

  • Loan Amounts up to $250,000
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • 3 and 5 Year Terms Available
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our BusinessEdge® Express Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Anthony Niciejewski

AVP & Business Development Officer 1-201-703-3800 Ext. 8425

William Callahan

VP & Retail Sales Manager 1-201-703-3800 Ext. 8269