Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Investment Property Loan

Investment property loans are ideal for borrowers that want to purchase a property specifically for the purpose of generating profit through rental income or capital gains. This loan can provide you with additional revenue sources, while also helping to build equity in your property. These long term loans are ideal for real estate developers, investors and owners that wish to borrow from a quality lender.

Investment Property Loan features:

  • Loan Amounts up to $750,000
  • Fixed Monthly Payments
  • Flexible Term Options Available
  • Local Decision Making
  • Monthly Itemized Statements
  • Monthly Auto-Deduct Option

To qualify for this loan type, the property must be located in the Tri-State region. Find out how an investment property loan from Spencer may be the best decision to meet your financial goals.

Inquire Now

Contact Us Today

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817