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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Investment Property Loan

Investment property loans are ideal for borrowers that want to purchase a property specifically for the purpose of generating profit through rental income or capital gains. This loan can provide you with additional revenue sources, while also helping to build equity in your property. These long term loans are ideal for real estate developers, investors and owners that wish to borrow from a quality lender.

Investment Property Loan features:

  • Loan Amounts up to $750,000
  • Fixed Monthly Payments
  • Flexible Term Options Available
  • Local Decision Making
  • Monthly Itemized Statements
  • Monthly Auto-Deduct Option

To qualify for this loan type, the property must be located in the Tri-State region. Find out how an investment property loan from Spencer may be the best decision to meet your financial goals.

Inquire Now

Contact Us Today

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817