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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Revolver-To-Term Loan

This revolving loan can help with the financing of machinery, equipment or company vehicle purchases. Interest-only is paid for the first year, allowing lower monthly payments to give your business a head start. Following this period, the loan revolves into a fixed rate term loan, which can be tailored to your company’s needs.

Revolver-To-Term features:

  • Loan Amounts up to $10 Million
  • Interest Only Paid for the First 18 Months
  • Flexible Term Options Available
  • Choice of Fixed or Variable Rate for Term Loan
  • Local Decision Making
  • Monthly Itemized Statements

We are here to provide assistance and personalized assistance as the needs of your business change. Let Spencer help you with your financing needs.

Inquire Now

Contact Us Today

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817