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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

Strong, Stable and Secure.
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Owner-Occupied Mortgage

Financing or refinancing your commercial property with Spencer has never been easier with an owner-occupied mortgage. Enjoy the benefits of property ownership including controlling operating costs, no landlord restrictions and real estate appreciation. Financing is available for multi-family, office, industrial, retail and mixed-use properties.

Owner-Occupied Mortgage features:

  • Loan Amounts up to $10 Million
  • Fixed or Adjustable Rate Loan
  • Flexible Term Options Available
  • Local Decision Making
  • Monthly Itemized Statements

Commercial property ownership is a viable goal thanks to Spencer. The loan can be structured to meet your needs, helping to ensure your success.

Inquire Now

Contact Us Today

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817