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Term Loan

Frequently Asked Questions
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1-800-363-8115

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Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs. The loan is paid based on a predetermined schedule or monthly principal and interest payments. This loan is great for financing machinery, equipment or company vehicle purchases.

Term Loan features:

Loan Amounts up to $10 Million
Fixed Monthly Payments
Flexible Term Options Available
Longer Payback for Major Purchases
Local Decision Making
Monthly Itemized Statements
Monthly Auto-Deduct Option

Our term loans can cover your long-term financing needs, preserving your own funds. Let Spencer help determine the right term loan for you.

Inquire Now

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance smusacchio@spencersavings.com 1-201-703-3827