Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Line of Credit

The liquidity of a line of credit may be the perfect credit solution for your business. The flexibility of this loan lets you manage seasonal cash flow with consistent buying power. Borrow according to your need with revolving credit. Having working capital on hand to finance your seasonal has never been easier or more affordable.

Line of Credit features:

  • Lines up to $10 Million
  • Easy Access to Your Money
  • Flexible Repayment Terms
  • Competitive Variable Interest Rates
  • Local Decision Making
  • Monthly Itemized Statements

This is a great solution to have on hand so that you can take advantage of your working capital to meet your cash flow needs. Simply put, we invest our time in your money. That’s our specialty.

Inquire Now

Contact Us Today

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817