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HomeHelper Loan Program

Let us help you to afford to purchase or refinance your own home with our HomeHelper mortgage. This program is designed to assist modest income borrowers obtain a mortgage. Borrowers meeting certain household income eligibility requirements will benefit from comfortable terms that make it easier to achieve their dream of home ownership. After all, renting was never part of the American dream!

HomeHelper Mortgage features:

  • No Application Fee
  • Fixed and Adjustable Products Available
  • 10% Down Payment w/No PMI
  • Relaxed Qualifying Standards
  • Household Income Limitations Apply
  • Discounted Rates

Eligibility Requirements:

  • Property Must Be Located in Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Morris, Passaic, Somerset, Sussex or Union County
  • Household Income Limitations: Bergen/Passaic/Hudson/Middlesex: $58,080
    Essex/Sussex/Morris/Hunterdon/Union/Somerset: $76,080, Mercer: $74,400
  • Owner-Occupied 1-2 Family Homes
  • Lender – Approved Condo Projects Eligible With 15% Down Payment

Apply Now