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Investment Property Mortgage

The current real estate market presents lucrative opportunities for savvy investors. Don’t miss out. Grow your rental property portfolio with Spencer’s Investment Property Mortgages. As experts in the local market, we pair serious know-how with attractive investment property mortgages.

Strong Indicators: A Hot Rental Property Mortgage Market

Rental property demand continues to be high in the Garden State. Numerous individuals are seeking the right rental, pushing up rents and providing a steady stream of income to smart investors.

Loans Up to $1,000,000

A partner to investors since 1893, Spencer empowers local investors, without red tape. We know the market. We understand investment property and rental regulations. And we will pair you with a competitive mortgage for a rental property designed specifically for real estate investors.

Investment Property Mortgage Features:

  • Fixed & Adjustable Rate Options
  • Borrow up to $1,000,000 (Personally Deeded Properties)
  • 20% Down Payment
  • No Pre-Payment Penalties

Eligibility Requirements:

  • Property Location Restrictions:
    • All of New Jersey
    • Bucks County, Pennsylvania
    • Brooklyn, Queens, Manhattan, Staten Island, Bronx, Rockland or Westchester County, New York
  • 1-4 Family Homes

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336