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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083
908-289-1770

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016
908-653-1720

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

Investment Property Mortgage

The current real estate market presents lucrative opportunities for savvy investors. Don’t miss out. Grow your rental property portfolio with an Investment Property Mortgage with competitive rates from Spencer. As experts in the local market, we pair serious know-how with attractive investment property mortgage rates.  Spencer also offers a Business Entity LLC Mortgage for those interested in deeding the property to a business.

Strong Indicators: A Hot Rental Property Mortgage Market

Rental property demand continues to be high in the Garden State. Numerous individuals are seeking the right rental, pushing up rents and providing a steady stream of income to smart investors.

Rental Property Mortgages Rates Up to $3,000,000

A partner to investors since 1893, Spencer empowers local investors, without red tape. We know the market. We understand investment property mortgage and rental regulations. And we will pair you with a competitive rental property mortgage designed specifically for real estate investors.

Investment Property Mortgage Features:

  • Fixed & Adjustable Rate Options
  • Borrow up to $3,000,000 (Personally Deeded Properties)
  • 20% Down Payment
  • No Pre-Payment Penalties

Eligibility Requirements:

  • Property Location Restrictions:
    • All of New Jersey
    • Bucks County, Pennsylvania
    • Brooklyn, Queens, Manhattan, Staten Island, Bronx, Rockland or Westchester County, New York
  • 1-4 Family Homes

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336

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