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Investment Property Mortgages

The current real estate market presents lucrative opportunities for savvy investors. Don’t miss out. Grow your rental property portfolio with Spencer’s Investment Property Mortgages. Experts in the local market, we pair serious know-how with attractive investment property mortgages.

Strong Indicators: A Hot NJ Rental Property Market

Rental property demand continues to be high in the Garden State, fueled by economic conditions and the lingering effects of Sandy. That means numerous individuals are seeking the right rental, pushing up rents and providing a steady stream of income to smart investors.

Loans Up to $750,000

A partner to investors since 1893, Spencer powers local investors, without red tape. We know the market. We understand investment property and rental regulations. And we will pair you with a competitive mortgage for a rental property designed specifically for real estate investors.

  • Attractive fixed & adjustable rate options
  • Personally deeded properties up to $750,000
  • Business deeded properties up to $500,000
  • 80% LTV financing on 1-4 family purchase or refinances (no cash out)
  • 75% LTV financing on cash out refinances
  • No pre-payment penalties
  • A range of value-added business banking services

Mortgages for Rental Properties:

  • 1-4 family homes
  • Condominiums
  • Townhouses
  • Mixed-use properties up to 4 units

Apply for an Investment Property Mortgage Today

With rents near historic highs, now is the time to claim your share of the market. Spencer’s dedicated Mortgage Origination Specialists will work with you directly to review your goals and pair you with an attractive mortgage for your rental property that gets you ahead of the trend.

Get Started!