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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Jumbo Mortgage

If you are purchasing a luxury home or refinancing an existing large loan, a Jumbo Mortgage from Spencer can help you. This home mortgage loan type is ideal for borrowers looking for larger loan amounts up to $2 million. Let our Jumbo Mortgage specialists help you find the right financing solution to buy your dream home or to refinance your current mortgage.

Jumbo Mortgage features:

  • Fixed and Adjustable Products Available
  • More Flexible Qualifying Ratios
  • More Borrowing Power to meet your Needs
  • Owner-Occupied/Vacation Homes Eligible
  • Potential Tax Benefits (consult your tax advisor)

Apply Now

Today’s Rates

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336
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