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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Jumbo Mortgage

If you are purchasing a luxury home or refinancing an existing large loan, a Jumbo Mortgage from Spencer can help you. This home mortgage loan type is ideal for borrowers looking for larger loan amounts up to $2 million. Let our Jumbo Mortgage specialists help you find the right financing solution to buy your dream home or to refinance your current mortgage.

Jumbo Mortgage features:

  • Fixed and Adjustable Products Available
  • More Flexible Qualifying Ratios
  • More Borrowing Power to meet your Needs
  • Owner-Occupied/Vacation Homes Eligible
  • Potential Tax Benefits (consult your tax advisor)

Apply Now

Today’s Rates

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336