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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Jumbo Mortgage

If you are purchasing a luxury home or refinancing an existing large loan, a Jumbo Mortgage from Spencer can help you. This home mortgage loan type is ideal for borrowers looking for larger loan amounts up to $2 million. Let our Jumbo Mortgage specialists help you find the right financing solution to buy your dream home or to refinance your current mortgage.

Jumbo Mortgage features:

  • Fixed and Adjustable Products Available
  • More Flexible Qualifying Ratios
  • More Borrowing Power to meet your Needs
  • Owner-Occupied/Vacation Homes Eligible
  • Potential Tax Benefits (consult your tax advisor)

Apply Now

Today’s Rates

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336