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  COVID-19 Branch Operations Update

Health and safety remain our top priorities, both for our customers and team members. As a safety precaution to Covid-19, our lobbies will be temporarily closed and available by appointment only beginning Tuesday, January 4, 2022.  Drive-up services will operate during regular business hours. 

We apologize for the inconvenience and thank you for your cooperation and understanding.

Jumbo Mortgage

If you are purchasing a luxury home or refinancing an existing large loan, a Jumbo Mortgage from Spencer can help you. This home mortgage loan type is ideal for borrowers looking for larger loan amounts up to $2 million. Let our Jumbo Mortgage specialists help you find the right financing solution to buy your dream home or to refinance your current mortgage.

Jumbo Mortgage features:

  • Fixed and Adjustable Products Available
  • More Flexible Qualifying Ratios
  • More Borrowing Power to meet your Needs
  • Owner-Occupied/Vacation Homes Eligible
  • Potential Tax Benefits (consult your tax advisor)

Apply Now

Today’s Rates

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336