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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

What would you do with a business loan from Spencer?

Would you serve more customers? Open a new office? Expand your marketing efforts?

Let Spencer Savings Bank help take your business to the next level. At Spencer, business lending comes with less red tape, faster approvals and personalized service. You bring your vision, and we’ll bring our expertise to match you to a business loan that fits your needs. Speak with a local lending specialist today!

Business Lending 2017

BusinessEdge® Express

Get fast, reliable access to working capital, with loan amounts up to $250,000. Manage your cash flow more freely, increase your buying power, and keep your business ahead of the competition.

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Commercial Loans

Secure up to $7.5 million! Whether you’re looking to finance a commercial property, manage your cash flow, purchase assets or upgrade equipment, Spencer has a commercial loan to help you achieve your goals.

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