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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

What would you do with a business loan from Spencer?

Would you serve more customers? Open a new office? Expand your marketing efforts?

Let Spencer Savings Bank help take your business to the next level. At Spencer, business lending comes with less red tape, faster approvals and personalized service. You bring your vision, and we’ll bring our expertise to match you to a business loan that fits your needs. Speak with a local lending specialist today!

BusinessEdge® Express

Get fast, reliable access to working capital, with loan amounts up to $250,000. Manage your cash flow more freely, increase your buying power, and keep your business ahead of the competition.

SCHEDULE AN APPOINTMENT

Commercial Loans

Secure up to $7.5 million! Whether you’re looking to finance a commercial property, manage your cash flow, purchase assets or upgrade equipment, Spencer has a commercial loan to help you achieve your goals.

SCHEDULE AN APPOINTMENT