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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083
908-289-1770

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016
908-653-1720

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

What would you do with a business loan from Spencer?

Would you serve more customers? Open a new office? Expand your marketing efforts?

Let Spencer Savings Bank help take your business to the next level. At Spencer, business lending comes with less red tape, faster approvals and personalized service. You bring your vision, and we’ll bring our expertise to match you to a business loan that fits your needs. Speak with a local lending specialist today!

BusinessEdge® Express

Get fast, reliable access to working capital, with loan amounts up to $250,000. Manage your cash flow more freely, increase your buying power, and keep your business ahead of the competition.

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Commercial Loans

Secure up to $7.5 million! Whether you’re looking to finance a commercial property, manage your cash flow, purchase assets or upgrade equipment, Spencer has a commercial loan to help you achieve your goals.

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