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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Line of Credit

The liquidity of a line of credit may be the perfect credit solution for your business. The flexibility of this loan lets you manage seasonal cash flow with consistent buying power. Borrow according to your need with revolving credit. Having working capital on hand to finance your seasonal has never been easier or more affordable.

Line of Credit features:

  • Lines up to $10 Million
  • Easy Access to Your Money
  • Flexible Repayment Terms
  • Competitive Variable Interest Rates
  • Local Decision Making
  • Monthly Itemized Statements

This is a great solution to have on hand so that you can take advantage of your working capital to meet your cash flow needs. Simply put, we invest our time in your money. That’s our specialty.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827