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  Holiday Closing
Spencer Savings Bank will be closed Tuesday, November 11th in observance of Veterans' Day. Read Full Message

Help For U.S. Gov’t Employees Affected by Shutdown

Our customers’ financial well-being is our top priority. We are currently offering assistance to customers who are U.S. government employees facing hardship due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. Please contact our Customer Service Center team at (800) 363-8115 for assistance.

Owner-Occupied Mortgage

Financing or refinancing your commercial property with Spencer has never been easier with an owner-occupied mortgage. Enjoy the benefits of property ownership including controlling operating costs, no landlord restrictions and real estate appreciation. Financing is available for multi-family, office, industrial, retail and mixed-use properties.

Owner-Occupied Mortgage features:

  • Loan Amounts up to $10 Million
  • Fixed or Adjustable Rate Loan
  • Flexible Term Options Available
  • Local Decision Making
  • Monthly Itemized Statements

Commercial property ownership is a viable goal thanks to Spencer. The loan can be structured to meet your needs, helping to ensure your success.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827