Tips To Improve Your Credit Score in 2019

Excellent Credit Score with man using a laptop

We’re off to the start of a brand new year! Make 2019 the year you finally get all your finances in order. Setting some time aside to plan how to increase your credit score will help greatly, especially if you are planning a major purchase of a car or a home this year. If you’re …

Paving A Path To Success With NJBankers Emerging Leaders Rising Star Award Winner

Anthony Niciejewski

It’s 4:30am and Anthony Niciejewski, Spencer’s Business Banking Officer, has started his day. He’s having breakfast, heading to the gym, checking some emails, working on pending school assignments, getting dressed for work, dropping off his kids at school and heading into work to finally … “start” his day. A day in the life of this …

The 12 Scams of Christmas

Confused woman paying online on christmas holidays lying on a bed in an hotel room

The holidays are here – a time where more money is spent, more travel and time off is taken and more festive events attended. Retail sales, this year, are projected to top last years at an estimated $682 billion. That’s a lot of money circulating, and unfortunately scammers will be out looking for opportunities to …

10 Smart Year-End Tax Moves to save You Money and Time

10 Smart Year-End Tax Moves to save You Money and Time

The end of the year is almost here, and that can mean only one thing. Before you know it, tax filing season will be upon you, and if you are not ready, you could end up spending more time, and money, than you have to. The good news it is not too late to get …

Take These Actions to Improve Your Finances in 2019

Take These Actions to Improve Your Finances 2019

If you’re like many Americans, you are concerned about your financial future. Whether it’s your bank balance or retirement portfolio, your primary goal is to find ways to increase your net worth and decrease your debt load. It’s never been a better time to focus on improving your personal finances. This is especially true as …

Mortgage Tips For First-Time Home Buyers

Husband and wife carrying boxes in their new house

Home, sweet home! Most of us dream about owning a house. If your new year’s resolution for 2019 is to purchase your very own home, let’s make it happen! Increase your savings and follow the below tips to put you on the right path. With this dream in mind, first-time home buyers seek ways to get better …

Getting Your Home Ready For Winter

Get Your Home Ready for Winter

Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days and longer nights ahead of us. A signal that winter is soon on its way. Below are some tips on getting your home ready for the winter. Prepare now and spend those bitter cold and …

President’s Letter: Fall 2018

Greetings Spencer Family, Happy Fall! Can you believe the holidays are right around the corner? Everyone is back from vacation and schools are back in session. It’s a busy time of year! As you know, we recently opened a Financial in Westfield! It’s been so rewarding being in this community and having an opportunity to …