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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Money Market Accounts

Premium Money Market features:

Perfect for the saver looking to earn interest on savings while still having access to funds. This account type offers tiered interest rates, earning more than a basic statement savings account, while offering the convenience of check access. Our Premium Money Market Account is a great way to enjoy the combined benefits of a checking and savings account, bundled to maximize your return.

  • $100 Minimum Opening Deposit
  • Monthly eStatements
  • Tiered Interest Rates
  • Free Online Banking
Apply Now

E-Money Market features:

Designed for the more aggressive saver, our E-Money Market Account allows you to earn higher interest rates by maintaining larger balances. Money Markets are perfect for saving for something specific or creating a cushion for unexpected future expenses. You will still enjoy flexible access to your funds, while out-yielding a traditional savings account. Our goal is to help you save more. It’s your money, why not let it work for you?

  • $500 Minimum Opening Deposit
  • Monthly eStatements
  • High Yield Tiered Interest Rates
  • Convenient Auto Transfers

Contact Us

Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!