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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

What would you do with a business loan from Spencer?

Would you serve more customers? Open a new office? Expand your marketing efforts?

Let Spencer Savings Bank help take your business to the next level. At Spencer, business lending comes with less red tape, faster approvals and personalized service. You bring your vision, and we’ll bring our expertise to match you to a business loan that fits your needs. Speak with a local lending specialist today!

BusinessEdge® Express

Get fast, reliable access to working capital, with loan amounts up to $250,000. Manage your cash flow more freely, increase your buying power, and keep your business ahead of the competition.

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Commercial Loans

Secure up to $7.5 million! Whether you’re looking to finance a commercial property, manage your cash flow, purchase assets or upgrade equipment, Spencer has a commercial loan to help you achieve your goals.

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