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Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Welcome POA NJ Members

Let’s Grow Together

Business Entity MortgagesSpencer Savings Bank is proud to partner with the Property Owners Association of New Jersey to provide exclusive Business Entity Mortgages for 1-4 family homes and mixed-use properties throughout the state. This unique loan is designed to bring you closer to your investment property goals while protecting your personal assets. It’s just one of our many mortgage solutions.

Grow your portfolio with Spencer.

One of NJ’s Premier Banks Offering This Exclusive Mortgage Loan

Let Spencer secure your rental property financing and help you get started on the road to building your real estate portfolio today. Our unique mortgage loan options available for business entities (Partnership, LLC, S Corp) provide a great vehicle to help you achieve all of your investment property goals, while protecting your personal assets.  If an LLC mortgage isn’t what you’re looking for, Spencer also offers an Investment Property Mortgage.

Business Entity (LLC) Mortgage features:

  • Variety of Terms Available
  • Borrow up to $3,000,000
  • 20-25% Down Payment
  • Unique Loan Types (Cash Out Refinance Eligible)

Eligibility Requirements*:

  • Property Location Restrictions
    • New Jersey
    • Bucks County, Pennsylvania
    • Brooklyn, Queens, Manhattan, Staten Island, Bronx, Rockland or Westchester County, New York
  • 1-4 Family Homes and Mixed-Use Properties up to 4 Units